👨‍🏫FC2 Staking Pool

The Fund for Content Creators is the community Bank that boosts the content ecosystem. Coming soon.

The Fund for Content Creators is a financial system inside Tutellus and based on TUT tokens. It helps Content Creators with good reputation in the platform to get credit in order to create better content, with the final goal to earn more money and live better. So we try to contribute with a viral loop to their happiness.

There are two actors playing these system:

1. Stakers

Holders stake their TUT in the staking contract and provide liquidity to the fund. For that action, they will receive the interest generated by the loans (minimum 10% + the interest marked in real time)+ farming rewards during the first 36 months.

2. Content Creators (CC)

Debt is paid by the income generated by the natural business of Tutellus: selling products from teachers (or CC). These have two credit products:

2.1. Advance Payments

Tutellus pays teachers every 90 days. If a teacher wants to get a payment before, he uses the FC2. In this case the teacher asks for an advance payment and Tutellus will pay to the contract directly later on. We use 3 variables to determine the final quantity:

• Collateral. It is the income generated that a CC will receive in the next Tutellus payments.

• Credit available. It depends on the collateral and the liquidity of the FC2.

• Interest. It depends on the time until the next Tutellus payment (10%) and the actual liquidity in the FC2 (the more stressed the contract is -the less liquidity available it has- the more interest will apply).

2.1. Loans

When a CC has a good reputation and historical data in Tutellus, they generate a collateral with the content (courses) he has on the platform.

• Collateral. Estimated income for the next 12 months. This is calculated according to the historical data of the CC.

• Credit available. It depends on the collateral, a risk ratio and the liquidity of the FC2.

• Interest. It depends on the time until the next Tutellus payment (10%) and the actual liquidity in the FC2 (the more stressed the contract is -the less liquidity available it has- the more interest will apply).

The FC2 is fully aligned with our strategy to empower people through education, and create an underlying behind the staking contract that contributes to the company mission. Stakers not only earn money and get good APRs, but also they help teachers to get credit to invest in the platform -or whatever they want- and be happier.